Hi everyone,
Shelley wrote and asked me if she needed a will, even tough she has very few assets now that her child is born. The answer to that is an absolute YES!
It is not for her assets necessarily, but she needs to designate a guardian in case of her and her husband’s [...]

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Hi everyone,
Many of clients ask me how they should allocate their money in terms of saving for their own retirement versus putting money aside for college.
This question is not easily handled because most people don’t have enough funds to fund both their retirement on an ongoing basis to reach their goal, the regular expenses children [...]

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This is a great market to trade, if you enjoy that. You have to be very careful, as guessing the moves is very difficult.
If you are more of a long term investor type that should not care about daily fluctuations, forget about looking at the daily moves as it will drive you absolutely crazy. The [...]

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Hi everyone,
I talked a little bit about term life insurance a couple of weeks ago and how important it is to have it if you have dependents. Let me talk about permanent life insurance today.
Permanent life insurance is a tax deferred investment vehicle that also has life insurance attached. For many young people who need [...]

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Hi everyone,
Some of you might know already. Beginning 2010, everybody, regardless of income, can convert a traditional IRA to a ROTH IRA. So what you can do right now, is to make a non-deductible traditional IRA contribution up to your limit of $4000 ($5000 if you are over 50). Everybody can make [...]

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